{"id":5867,"date":"2026-10-23T10:32:49","date_gmt":"2026-10-23T10:32:49","guid":{"rendered":"https:\/\/www.investaz.com.tr\/blog\/?p=5867"},"modified":"2026-10-27T07:47:57","modified_gmt":"2026-10-27T07:47:57","slug":"hisse-senedi-virmani-nedir-portfoyunuzu-satmadan-baska-kuruma-nasil-tasirsiniz-2026","status":"publish","type":"post","link":"https:\/\/www.investaz.com.tr\/blog\/hisse-senedi-virmani-nedir-portfoyunuzu-satmadan-baska-kuruma-nasil-tasirsiniz-2026\/","title":{"rendered":"Hisse Senedi Virman\u0131 Nedir? Portf\u00f6y\u00fcn\u00fcz\u00fc Satmadan Ba\u015fka Kuruma Nas\u0131l Ta\u015f\u0131rs\u0131n\u0131z? 2026"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-rich is-provider-spotify wp-block-embed-spotify\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Spotify Embed: Hisse Senedi Virman\u0131 Nedir? Portf\u00f6y\u00fcn\u00fcz\u00fc Satmadan Ba\u015fka Kuruma Nas\u0131l Ta\u015f\u0131rs\u0131n\u0131z? 2026\" style=\"border-radius: 12px\" width=\"100%\" height=\"152\" frameborder=\"0\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; fullscreen; picture-in-picture\" loading=\"lazy\" src=\"https:\/\/open.spotify.com\/embed\/episode\/4V7hEXTEeoEblSj9zjNlfP?utm_source=oembed\"><\/iframe>\n<\/div><\/figure>\n\n\n\n\n<div style=\"display:flex; gap:12px; flex-wrap:wrap; margin-bottom:24px;\">\n\n    <!-- Google'da Bizi Tercih Et -->\n    <a href=\"https:\/\/www.google.com\/preferences\/source?q=investaz.com.tr\" target=\"_blank\" rel=\"noopener nofollow\" style=\"display:inline-flex; align-items:center; gap:8px; padding:10px 16px; border:1px solid #dadce0; border-radius:24px; text-decoration:none; font-family:sans-serif; font-size:14px; font-weight:500; color:#3c4043; background:#fff;\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" aria-hidden=\"true\">\n            <path fill=\"#4285F4\" d=\"M22.56 12.25c0-.78-.07-1.53-.2-2.25H12v4.26h5.92c-.26 1.37-1.04 2.53-2.21 3.31v2.77h3.57c2.08-1.92 3.28-4.74 3.28-8.09z\"\/>\n            <path fill=\"#34A853\" d=\"M12 23c2.97 0 5.46-.98 7.28-2.66l-3.57-2.77c-.98.66-2.23 1.06-3.71 1.06-2.86 0-5.29-1.93-6.16-4.53H2.18v2.84C3.99 20.53 7.7 23 12 23z\"\/>\n            <path fill=\"#FBBC05\" d=\"M5.84 14.09c-.22-.66-.35-1.36-.35-2.09s.13-1.43.35-2.09V7.07H2.18C1.43 8.55 1 10.22 1 12s.43 3.45 1.18 4.93l3.66-2.84z\"\/>\n            <path fill=\"#EA4335\" d=\"M12 5.38c1.62 0 3.06.56 4.21 1.64l3.15-3.15C17.45 2.09 14.97 1 12 1 7.7 1 3.99 3.47 2.18 7.07l3.66 2.84c.87-2.6 3.3-4.53 6.16-4.53z\"\/>\n        <\/svg>\n        Google&#8217;da bizi tercih et\n    <\/a>\n\n    <!-- Google Haberlerde Takip Et -->\n    <a href=\"https:\/\/www.investaz.com.tr\/blog\/\" target=\"_blank\" rel=\"noopener nofollow\" style=\"display:inline-flex; align-items:center; gap:8px; padding:10px 16px; border:1px solid #dadce0; border-radius:24px; text-decoration:none; font-family:sans-serif; font-size:14px; font-weight:500; color:#3c4043; background:#fff;\">\n        <img decoding=\"async\" src=\"https:\/\/www.investaz.com.tr\/uploads\/img\/google-news-icon.svg\" width=\"18\" height=\"18\" alt=\"Google News\" style=\"display:block;\">\n        Google Haberlerde takip et\n    <\/a>\n\n<\/div>\n\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u0130\u00e7indekiler<\/h2><nav><ul><li class=\"\"><a href=\"#virman-ile-eft-arasindaki-fark-ne\">Virman ile EFT aras\u0131ndaki fark ne?<\/a><\/li><li class=\"\"><a href=\"#hisseleriniz-aslinda-nerede-duruyor\">Hisseleriniz asl\u0131nda nerede duruyor?<\/a><\/li><li class=\"\"><a href=\"#neden-kurum-degistirmek-mantikli-olabilir\">Neden kurum de\u011fi\u015ftirmek mant\u0131kl\u0131 olabilir?<\/a><\/li><li class=\"\"><a href=\"#kurumlar-arasi-virman-nasil-isler\">Kurumlar aras\u0131 virman nas\u0131l i\u015fler?<\/a><\/li><li class=\"\"><a href=\"#virman-sirasinda-ortalama-maliyetinize-ne-olur\">Virman s\u0131ras\u0131nda ortalama maliyetinize ne olur?<\/a><\/li><li class=\"\"><a href=\"#virman-ucretli-mi\">Virman \u00fccretli mi?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Bir sabah borsay\u0131 a\u00e7\u0131yorsunuz. Komisyon d\u00f6k\u00fcm\u00fcne bak\u0131yorsunuz, m\u00fc\u015fteri hizmetleriyle ge\u00e7en saatleri d\u00fc\u015f\u00fcn\u00fcyorsunuz, platforma her giri\u015fte k\u00fc\u00e7\u00fck bir rahats\u0131zl\u0131k hissediyorsunuz. Kurum de\u011fi\u015ftirmek istiyorsunuz \u2014 ama portf\u00f6yde on farkl\u0131 hisse var.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Komisyon rakam\u0131n\u0131 g\u00f6r\u00fcnce i\u00e7iniz s\u0131k\u0131\u015ft\u0131ysa ya da haftalard\u0131r beklemeye al\u0131\u015fm\u0131\u015fsan\u0131z, bu his bir sinyal. Ve o sinyale verilen en yayg\u0131n tepki \u015fu: <em>\u201cSat\u0131p yeniden mi alsam?\u201d<\/em> Mant\u0131kl\u0131 g\u00f6r\u00fcn\u00fcyor. Ama satarsan\u0131z iki sorunuz olur hemen: zamanlama ve vergi. Piyasadan \u00e7\u0131kt\u0131\u011f\u0131n\u0131z g\u00fcn ayn\u0131 fiyattan giremezsiniz; kurum de\u011fi\u015fimi i\u00e7in katland\u0131\u011f\u0131n\u0131z risk, asl\u0131nda ta\u015f\u0131rken de\u011fil i\u015flem yaparken olu\u015fur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fte bu y\u00fczden virman var.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Virman<\/strong>, bir banka ya da arac\u0131 kurum b\u00fcnyesinde hesaplar aras\u0131nda ger\u00e7ekle\u015ftirilen para veya menkul k\u0131ymet transferidir. Yat\u0131r\u0131m d\u00fcnyas\u0131nda bu kelime \u00f6zel bir anlam ta\u015f\u0131r: hisse senetlerini satmadan, do\u011frudan bir arac\u0131 kurumdan di\u011ferine ta\u015f\u0131mak. Teknik ad\u0131yla <em>kurumlar aras\u0131 menkul k\u0131ymet virman\u0131<\/em>.<\/p>\n\n\n\n<h3 id=\"virman-ile-eft-arasindaki-fark-ne\" class=\"wp-block-heading\"><a><\/a><strong>Virman ile EFT aras\u0131ndaki fark ne?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">S\u0131k\u00e7a kar\u0131\u015ft\u0131r\u0131l\u0131yor, ama ikisi farkl\u0131 i\u015flemler.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">EFT \u2014 Elektronik Fon Transferi \u2014 farkl\u0131 bankalardaki hesaplar aras\u0131nda nakit g\u00f6ndermek demektir. Mesai saatlerine ba\u011fl\u0131d\u0131r, \u00fccretlidir ve yaln\u0131zca para ta\u015f\u0131r. Hissenizi EFT ile bir yerden bir yere g\u00f6t\u00fcremezsiniz; \u00e7\u00fcnk\u00fc EFT sadece nakit bilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Virman ise daha geni\u015f bir kavram. Ayn\u0131 kurum i\u00e7indeki nakit transferi de virmand\u0131r, kurumlar aras\u0131 hisse transferi de. H\u0131z fark\u0131 belirgin: nakit virman\u0131 anl\u0131k tamamlan\u0131rken hisse senedi virman\u0131 iki kurum aras\u0131nda koordinasyon gerektirdi\u011fi i\u00e7in genellikle <strong>1\u20133 i\u015f g\u00fcn\u00fc<\/strong> al\u0131r.<\/p>\n\n\n\n<h3 id=\"hisseleriniz-aslinda-nerede-duruyor\" class=\"wp-block-heading\"><a><\/a><strong>Hisseleriniz asl\u0131nda nerede duruyor?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7o\u011fu yat\u0131r\u0131mc\u0131n\u0131n bilmedi\u011fi bir ayr\u0131m var burada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019de hisse senetleri, Merkezi Kay\u0131t Kurulu\u015fu \u2014 MKK \u2014 nezdinde elektronik olarak tutulur. Her yat\u0131r\u0131mc\u0131n\u0131n TC kimlik numaras\u0131na ba\u011fl\u0131 bir MKK sicil numaras\u0131 ve bu numara alt\u0131nda bir hesab\u0131 vard\u0131r. Arac\u0131 kurum bu hesab\u0131n <em>y\u00f6neticisidir<\/em>; hissenin sahibi hep siz olursunuz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu ayr\u0131m virman\u0131 m\u00fcmk\u00fcn k\u0131lan \u015feydir. Kurum de\u011fi\u015ftirdi\u011finizde MKK kayd\u0131 oldu\u011fu yerde durur \u2014 sadece hangi arac\u0131 kurumun y\u00f6netti\u011fi de\u011fi\u015fir. Bir kirac\u0131 de\u011fi\u015fikli\u011fi gibi d\u00fc\u015f\u00fcn\u00fcn: ev ayn\u0131, yaln\u0131zca kap\u0131 anahtar\u0131 farkl\u0131 bir elimden ge\u00e7iyor.<\/p>\n\n\n\n<h3 id=\"neden-kurum-degistirmek-mantikli-olabilir\" class=\"wp-block-heading\"><a><\/a><strong>Neden kurum de\u011fi\u015ftirmek mant\u0131kl\u0131 olabilir?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Virman\u0131n neden var oldu\u011funu anlamak i\u00e7in \u00f6nce motivasyonu g\u00f6rmek gerekiyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Komisyon farklar\u0131<\/strong> ilk s\u0131rada gelir. K\u00fc\u00e7\u00fck oran farklar\u0131, d\u00fczenli i\u015flem yapan yat\u0131r\u0131mc\u0131lar i\u00e7in y\u0131lda ciddi bir tutara ula\u015fabilir. K\u00fc\u00e7\u00fck y\u00fczdeler b\u00fcy\u00fck hacimde anlam kazan\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Platform kalitesi<\/strong> giderek daha belirleyici oluyor. Mobil uygulama, grafik ara\u00e7lar\u0131, emir t\u00fcrleri, anl\u0131k bildirimler \u2014 bunlar art\u0131k l\u00fcks de\u011fil, beklenti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Hizmet eri\u015fimi<\/strong> de hesaba kat\u0131lmal\u0131. Basit bir i\u015flem sorunu i\u00e7in saatler mi, dakikalar m\u0131? Bu fark, s\u0131k i\u015flem yapan biri i\u00e7in birikerek \u00f6nemli hale gelir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tek hesap y\u00f6netimi<\/strong> pratik bir avantaj sunar. T\u00fcm pozisyonlar\u0131 tek bir yerden g\u00f6rmek, raporlama ve karar verme s\u00fcre\u00e7lerini sadele\u015ftirir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Virman, t\u00fcm bu de\u011fi\u015fimi s\u0131f\u0131r piyasa riski ile m\u00fcmk\u00fcn k\u0131lar. Satm\u0131yorsunuz. Ta\u015f\u0131yorsunuz.<\/p>\n\n\n\n<h3 id=\"kurumlar-arasi-virman-nasil-isler\" class=\"wp-block-heading\"><a><\/a><strong>Kurumlar aras\u0131 virman nas\u0131l i\u015fler?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015flem iki taraf\u0131 olan bir s\u00fcre\u00e7tir: eski kurumunuz \u201cg\u00f6nder\u201d, yeni kurumunuz \u201cal\u201d taraf\u0131ndad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ad\u0131m 1 \u2014 Yeni hesab\u0131n\u0131z\u0131 haz\u0131rlay\u0131n.<br><\/strong>&nbsp;Virman yap\u0131lacak hedef hesab\u0131n aktif olmas\u0131 gerekir. Hesap numaran\u0131z\u0131 ve arac\u0131 kurumun Takasbank kurum kodunu \u00f6nceden not edin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ad\u0131m 2 \u2014 Eski kurumunuza virman talebi g\u00f6nderin.<br><\/strong>&nbsp;\u00c7o\u011fu arac\u0131 kurum bu talebi \u00fc\u00e7 kanaldan kabul eder: online \u015fube, e-posta ya da fiziki evrak. Baz\u0131 uygulamalarda \u201cHisse Virman\u201d men\u00fcs\u00fc do\u011frudan bulunur; baz\u0131lar\u0131nda m\u00fc\u015fteri hizmetleri \u00fczerinden talep ba\u015flat\u0131l\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ad\u0131m 3 \u2014 Formu eksiksiz doldurun.<br><\/strong>&nbsp;Formda genellikle \u015funlar istenir: ta\u015f\u0131nacak hisse kodu ve adedi, al\u0131c\u0131 kurumun ad\u0131 ve Takasbank kurum kodu, al\u0131c\u0131 hesap numaras\u0131 ve ortalama maliyet bilgisi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ad\u0131m 4 \u2014 Takip edin.<br><\/strong>&nbsp;Eski kurum talebi i\u015fleme al\u0131r; 1\u20133 i\u015f g\u00fcn\u00fc i\u00e7inde hisseleriniz yeni hesapta g\u00f6r\u00fcnmeye ba\u015flar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SPK lisansl\u0131 arac\u0131 kurumlar bu s\u00fcreci MKK altyap\u0131s\u0131 \u00fczerinden standart protokollere g\u00f6re y\u00fcr\u00fct\u00fcr. InvestAZ\u2019a virman yapmak istiyorsan\u0131z, \u00f6nce \u00fccretsiz bir <strong><a href=\"https:\/\/www.investaz.com.tr\/uzaktan-hesap-ac\">hesap a\u00e7abilir<\/a><\/strong> WhatsApp hatt\u0131m\u0131z veya m\u00fc\u015fteri hizmetleri ekibimiz \u00fczerinden ileti\u015fime ge\u00e7erek Takasbank kurum kodumuzu ve talep format\u0131n\u0131 \u00f6\u011frenebilirsiniz \u2014 formu doldurmadan \u00f6nce bir dakika teyit almak, sonradan d\u00fczeltme gerektirecek hatalar\u0131n \u00f6n\u00fcne ge\u00e7er.<\/p>\n\n\n\n<h3 id=\"virman-sirasinda-ortalama-maliyetinize-ne-olur\" class=\"wp-block-heading\"><a><\/a><strong>Virman s\u0131ras\u0131nda ortalama maliyetinize ne olur?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bu konu \u00e7o\u011fu kaynakta ge\u00e7ilip gidiliyor \u2014 ama yat\u0131r\u0131mc\u0131lar i\u00e7in en kritik detaylardan biri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hisselerinizi ta\u015f\u0131rken ortalama maliyet, yani birim ba\u015f\u0131na \u00f6dedi\u011finiz fiyat, de\u011fi\u015febilir. Eski kurum bu bilgiyi yeni kuruma iletmezse sisteme o g\u00fcn\u00fcn piyasa fiyat\u0131 yaz\u0131l\u0131r. Bu durum ilerleyen d\u00f6nemde k\u00e2r\/zarar hesab\u0131n\u0131z\u0131 ve vergi matrah\u0131n\u0131z\u0131 do\u011frudan etkiler.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pratik \u00e7\u00f6z\u00fcm basit: virman talebini g\u00f6ndermeden \u00f6nce eski kurumunuzdan her hissenin ortalama maliyet bilgisini yaz\u0131l\u0131 al\u0131n ve formu doldururken bu rakam\u0131 kendiniz girin. \u00d6zellikle uzun vadeli tuttu\u011funuz, d\u00fc\u015f\u00fck maliyetli pozisyonlarda bu ad\u0131m kritik.<\/p>\n\n\n\n<h3 id=\"virman-ucretli-mi\" class=\"wp-block-heading\"><a><\/a><strong>Virman \u00fccretli mi?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">K\u0131sa cevap: yeni kuruma de\u011fil, eski kuruma ba\u011fl\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Al\u0131c\u0131 kurum genellikle \u00fccret almaz. InvestAZ\u2019a gelen virman i\u015flemlerinde herhangi bir \u00fccret uygulanmaz. Eski kurumunuz ise kendi tarifesine g\u00f6re hareket eder; baz\u0131lar\u0131 \u00fccretsiz sunar, baz\u0131lar\u0131 sembolik bir i\u015flem \u00fccreti uygular. G\u00f6ndermeden \u00f6nce mevcut kurumunuza sormak yeterli: <em>\u201cKurumlar aras\u0131 hisse virman \u00fccreti al\u0131yor musunuz?\u201d<\/em><\/p>\n\n\n\n<h2 id=\"sikca-sorulan-sorular\" class=\"wp-block-heading\">S\u0131k\u00e7a Sorulan Sorular<\/h2>\n\n\n\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-8fe0c6b6 wp-block-group-is-layout-constrained\"><div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1792580400724\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><strong>Virman i\u015flemi ne kadar s\u00fcrer?<\/strong><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u00c7o\u011fu durumda 1\u20133 i\u015f g\u00fcn\u00fc. Bu s\u00fcre b\u00fcy\u00fck \u00f6l\u00e7\u00fcde eski kurumun talebi ne zaman i\u015fleme ald\u0131\u011f\u0131na ba\u011fl\u0131d\u0131r. Baz\u0131 kurumlar ayn\u0131 g\u00fcn, baz\u0131lar\u0131 ertesi i\u015f g\u00fcn\u00fc harekete ge\u00e7er. Hafta sonu verilen talepler pazartesiyi bekler. S\u00fcre\u00e7 konusunda belirsizlik ya\u015f\u0131yorsan\u0131z eski kurumunuzdan bir takip referans numaras\u0131 al\u0131n.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580413273\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Virman s\u0131ras\u0131nda hisselerimi satabilir miyim?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Genel olarak hay\u0131r. Transfer s\u00fcrecinde pozisyonunuz teknik olarak \u201cyolda\u201d say\u0131l\u0131r; eski kurumda h\u00e2l\u00e2 g\u00f6r\u00fcnebilir ama i\u015fleme kapal\u0131d\u0131r. Virman tamamlanana kadar o hisselere dokunmamak en sa\u011fl\u0131kl\u0131s\u0131 \u2014 aksi h\u00e2lde emir tak\u0131labilir ya da \u00e7eli\u015fkili bir i\u015flem durumu olu\u015fabilir.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580422821\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>T\u00fcm portf\u00f6y\u00fcm\u00fc bir seferde mi ta\u015f\u0131mak zorunday\u0131m?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Hay\u0131r. K\u0131smi virman yap\u0131labilir. Talep formunda hangi hisseleri ve ka\u00e7 lot ta\u015f\u0131yaca\u011f\u0131n\u0131z\u0131 ayr\u0131 ayr\u0131 belirtirsiniz. Be\u015f farkl\u0131 pozisyonunuzdan yaln\u0131zca ikisini ta\u015f\u0131y\u0131p di\u011ferlerini eski kurumda b\u0131rakabilirsiniz.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580454846\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><strong><strong>Ortalama maliyetim ne zaman de\u011fi\u015fir, ne zaman korunur?<\/strong><\/strong><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Eski kurum maliyet bilgisini iletirse ve siz formu do\u011fru doldurursan\u0131z maliyet korunur. \u0130letilmezse sisteme o g\u00fcn\u00fcn a\u011f\u0131rl\u0131kl\u0131 ortalama fiyat\u0131 yaz\u0131l\u0131r. Bu y\u00fczden ta\u015f\u0131madan \u00f6nce eski kurumdan maliyet bilgisini yaz\u0131l\u0131 almak ve forma kendiniz girmek kritik. \u00d6zellikle uzun vadeli tuttu\u011funuz, d\u00fc\u015f\u00fck maliyetli pozisyonlarda bu ad\u0131m daha da \u00f6nemlidir.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580484007\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><strong>Hisse d\u0131\u015f\u0131nda ba\u015fka varl\u0131klar da ta\u015f\u0131nabilir mi?<\/strong><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Evet, ama prosed\u00fcr de\u011fi\u015fir. Devlet tahvili, \u00f6zel sekt\u00f6r tahvili ve baz\u0131 yat\u0131r\u0131m fonu kat\u0131lma belgeleri de virmana konu olabilir. Her enstr\u00fcman\u0131n takas altyap\u0131s\u0131 farkl\u0131d\u0131r; \u00f6zellikle fon transferlerinde ek belgeler veya farkl\u0131 s\u00fcreler s\u00f6z konusu olabilir. Ta\u015f\u0131mak istedi\u011finiz varl\u0131k t\u00fcr\u00fcn\u00fc eski kurumunuza bildirip s\u00fcreci \u00f6nceden netle\u015ftirin.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580501114\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Virman yaz\u0131s\u0131 nas\u0131l olmal\u0131?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Kurumlar\u0131n kendi formatlar\u0131 genellikle vard\u0131r, ancak standart bir virman talimat yaz\u0131s\u0131nda \u015fu bilgiler yer al\u0131r: ta\u015f\u0131nacak hisse kodu ve adedi, al\u0131c\u0131 kurumun ad\u0131 ve Takasbank kurum kodu, al\u0131c\u0131 hesap numaras\u0131, yat\u0131r\u0131mc\u0131n\u0131n ad\u0131-soyad\u0131 ve imzas\u0131. Baz\u0131 kurumlar e-posta talimat\u0131n\u0131 yeterli bulurken baz\u0131lar\u0131 \u0131slak imzal\u0131 form ister \u2014 bunu \u00f6nceden sorun.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580511126\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><strong>Temett\u00fc veya bedelsiz haklar\u0131m kaybolur mu?<\/strong><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Hay\u0131r. Hisse sahipli\u011finiz MKK nezdinde kay\u0131tl\u0131d\u0131r ve virman bu kayd\u0131 etkilemez. Transfer s\u00fcrecinde temett\u00fc ya da bedelsiz art\u0131r\u0131m ger\u00e7ekle\u015firse hakk\u0131n\u0131z yeni hesab\u0131n\u0131za yans\u0131r. Ancak aktif bir bedelli art\u0131r\u0131m ya da genel kurul s\u00fcreci varken virman ba\u015flatmak s\u00fcreci karma\u015f\u0131kla\u015ft\u0131rabilir \u2014 bu d\u00f6nemlerde beklemek daha temiz olur.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580521673\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><strong>Virman yapt\u0131ktan sonra eski hesab\u0131m\u0131 kapatmam gerekiyor mu?<\/strong><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Hay\u0131r, virman ve hesap kapatma birbirinden ba\u011f\u0131ms\u0131z i\u015flemlerdir. T\u00fcm varl\u0131klar\u0131n\u0131z\u0131 ta\u015f\u0131d\u0131ktan sonra eski hesab\u0131 a\u00e7\u0131k b\u0131rakabilir ya da istedi\u011finizde ayr\u0131ca kapatma talebi verebilirsiniz.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1792580533424\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><strong>InvestAZ\u2019a virman i\u00e7in ne gerekiyor?<\/strong><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Aktif bir InvestAZ hesab\u0131 yeterli. Takasbank kurum kodumuzu ve hesap bilgilerinizi m\u00fc\u015fteri hizmetleri ekibimizden \u00f6\u011frenebilirsiniz; formu doldururken bu bilgileri eski kurumunuza iletmeniz yeterli olacakt\u0131r.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Portf\u00f6y ta\u015f\u0131ma karar\u0131, \u00e7o\u011fu zaman uzun s\u00fcre ertelenen bir ad\u0131md\u0131r. \u00c7\u00fcnk\u00fc \u201cnas\u0131l yap\u0131l\u0131r\u201d net de\u011fildir, ya da satmak gerekmedi\u011fi bilinmez. Virman tam da bu belirsizli\u011fi kald\u0131rmak i\u00e7in var \u2014 sahipli\u011finize dokunmadan, piyasadan \u00e7\u0131kmadan, sadece y\u00f6netimi de\u011fi\u015ftirerek.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hangi kurumda hangi varl\u0131klar\u0131n\u0131z var, ta\u015f\u0131ma s\u00fcrecinde dikkat etmeniz gerekenler neler \u2014 bunlar\u0131 bir kez net g\u00f6rmek, asl\u0131nda \u00e7ok \u015feyi basitle\u015ftirir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><em>Bu i\u00e7erik yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 kapsam\u0131nda de\u011fildir; yaln\u0131zca genel bilgilendirme amac\u0131 ta\u015f\u0131r.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Google&#8217;da bizi tercih et Google Haberlerde takip et Bir sabah borsay\u0131 a\u00e7\u0131yorsunuz. Komisyon d\u00f6k\u00fcm\u00fcne bak\u0131yorsunuz, m\u00fc\u015fteri hizmetleriyle ge\u00e7en saatleri d\u00fc\u015f\u00fcn\u00fcyorsunuz, platforma her giri\u015fte k\u00fc\u00e7\u00fck bir rahats\u0131zl\u0131k hissediyorsunuz. Kurum de\u011fi\u015ftirmek istiyorsunuz \u2014 ama portf\u00f6yde on farkl\u0131 hisse var. Komisyon rakam\u0131n\u0131 g\u00f6r\u00fcnce i\u00e7iniz s\u0131k\u0131\u015ft\u0131ysa ya da haftalard\u0131r beklemeye al\u0131\u015fm\u0131\u015fsan\u0131z, bu his bir sinyal. Ve o sinyale verilen&hellip;<\/p>\n","protected":false},"author":1,"featured_media":5871,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-5867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-makaleler"],"_links":{"self":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=5867"}],"version-history":[{"count":7,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5867\/revisions"}],"predecessor-version":[{"id":5877,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5867\/revisions\/5877"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media\/5871"}],"wp:attachment":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=5867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=5867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=5867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}