{"id":3290,"date":"2019-04-08T12:57:39","date_gmt":"2019-04-08T12:57:39","guid":{"rendered":"https:\/\/www.investaz.com.tr\/blog\/?p=3290"},"modified":"2022-09-12T14:53:58","modified_gmt":"2022-09-12T14:53:58","slug":"milenyum-neslinin-yatirim-aliskanliklari-ongorusu-infografik","status":"publish","type":"post","link":"https:\/\/www.investaz.com.tr\/blog\/milenyum-neslinin-yatirim-aliskanliklari-ongorusu-infografik\/","title":{"rendered":"Milenyum Neslinin Yat\u0131r\u0131m Al\u0131\u015fkanl\u0131klar\u0131 \u00d6ng\u00f6r\u00fcs\u00fc"},"content":{"rendered":"\n<p>Y ku\u015fa\u011f\u0131n\u0131n tarihte g\u00f6r\u00fclm\u00fc\u015f en b\u00fcy\u00fck miras\u0131 devralaca\u011f\u0131 d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Bu en b\u00fcy\u00fck miras\u0131n boyutu gelecek 30 y\u0131l i\u00e7erisinde 30 trilyon USD olacak.<\/p>\n\n\n\n<p>Ufukta bu kadar b\u00fcy\u00fck bir miras varken \u015fu soruyu soruyoruz: Gen\u00e7 insanlar \u015fu an sahip olduklar\u0131 parayla ne yap\u0131yorlar?<br><\/p>\n\n\n\n<p>Bu soruya cevap bulmak i\u00e7in Morning Brew kendi okuyucu kitlesine, gelece\u011fin liderleri olacak Y ku\u015fa\u011f\u0131n\u0131n \u015fu andaki finansal davran\u0131\u015flar\u0131n\u0131 g\u00f6rebilmek i\u00e7in bir anket \u00e7al\u0131\u015fmas\u0131 yapt\u0131.<br><\/p>\n\n\n\n<p>Ara\u015ft\u0131rma 9800 kat\u0131l\u0131mc\u0131 ile ABD, Kanada, Avrupa\u2019da ya\u015fayan 18-35 ya\u015f aras\u0131 gen\u00e7 insanlar \u00fczerinde yap\u0131ld\u0131.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1201\" height=\"8810\" src=\"https:\/\/www.investaz.com.tr\/blog\/wp-content\/uploads\/2019\/04\/1-5.png\" alt=\"\" class=\"wp-image-3293\" srcset=\"https:\/\/www.investaz.com.tr\/blog\/wp-content\/uploads\/2019\/04\/1-5.png 1201w, https:\/\/www.investaz.com.tr\/blog\/wp-content\/uploads\/2019\/04\/1-5-41x300.png 41w, https:\/\/www.investaz.com.tr\/blog\/wp-content\/uploads\/2019\/04\/1-5-810x5942.png 810w, https:\/\/www.investaz.com.tr\/blog\/wp-content\/uploads\/2019\/04\/1-5-1140x8363.png 1140w\" sizes=\"(max-width: 1201px) 100vw, 1201px\" \/><\/figure>\n\n\n\n<p><strong>Kim yat\u0131r\u0131m yap\u0131yor?<\/strong><br><\/p>\n\n\n\n<p>Kat\u0131l\u0131mc\u0131lar \u015f\u00f6yle tan\u0131mlan\u0131yor:<\/p>\n\n\n\n<p>%27.6 \u00f6\u011frenci,<\/p>\n\n\n\n<p>%68.1 tam zamanl\u0131 \u00e7al\u0131\u015fan,<\/p>\n\n\n\n<p>%4.2 yar\u0131 zamanl\u0131 \u00e7al\u0131\u015fan\/di\u011fer<br><\/p>\n\n\n\n<p>Kat\u0131l\u0131mc\u0131lar\u0131n acil g\u00f6rd\u00fckleri finansal hedeflerinden baz\u0131lar\u0131 ise \u015fu \u015fekilde:<\/p>\n\n\n\n<p>%23.8 \u00dcniversite\/Y\u00fcksek Lisans\/Doktora derecelerini bitirmek<\/p>\n\n\n\n<p>%21.5 Araba sat\u0131n almak<\/p>\n\n\n\n<p>%19.6 Evlenmek<\/p>\n\n\n\n<p>%19.0 Bir ev sat\u0131n almak<\/p>\n\n\n\n<p>%7.3 \u0130\u015f kurmak<\/p>\n\n\n\n<p>%6.4 \u00c7ocuk sahibi olmak<\/p>\n\n\n\n<p>%2.3 Tatil evi sat\u0131n almak<br><\/p>\n\n\n\n<p>Kat\u0131l\u0131mc\u0131lar\u0131n %89\u2019u yat\u0131r\u0131m yapt\u0131klar\u0131n\u0131 belirtiyor.<br><\/p>\n\n\n\n<p>Yat\u0131r\u0131m yapan %89\u2019un ya\u015flara g\u00f6re da\u011f\u0131l\u0131m\u0131 da \u015fu \u015fekilde:<\/p>\n\n\n\n<p>18-22 ya\u015flar\u0131 %31.7 (1.001-5000)<\/p>\n\n\n\n<p>23-27 ya\u015flar\u0131 %36.7 (10.001-50.000)<\/p>\n\n\n\n<p>28-35 ya\u015flar\u0131 %42 (&gt;50.001)<br><\/p>\n\n\n\n<p><strong>Peki bu yat\u0131r\u0131mlar neye yap\u0131l\u0131yor?<\/strong><br><\/p>\n\n\n\n<p>%49.7 Teknoloji<\/p>\n\n\n\n<p>%12.1 Sa\u011fl\u0131k hizmetleri<\/p>\n\n\n\n<p>%11.5 Enerji<\/p>\n\n\n\n<p>%9.9 Emlak<\/p>\n\n\n\n<p>%5.6 Finansal Hizmetler<\/p>\n\n\n\n<p>%4.8 Temel t\u00fcketim maddeleri<\/p>\n\n\n\n<p>%3.1 Keyfi t\u00fcketim maddeleri<\/p>\n\n\n\n<p>%1.6 Kamu hizmetleri<\/p>\n\n\n\n<p>%1.4 End\u00fcstriyel \u00fcr\u00fcnler<\/p>\n\n\n\n<p>%1.2 Telekom\u00fcnikasyon<\/p>\n\n\n\n<p>%0.6 Malzemeler<\/p>\n\n\n\n<p>Kat\u0131l\u0131mc\u0131lar\u0131n neredeyse yar\u0131s\u0131 teknolojiyi, favori yat\u0131r\u0131m sekt\u00f6r\u00fc olarak se\u00e7ti.<\/p>\n\n\n\n<p>Hangi teknoloji devine yat\u0131r\u0131m yapmak istersiniz diye soruldu\u011funda ise Amazon birinci s\u0131radayd\u0131.<br><\/p>\n\n\n\n<p><strong>Yat\u0131r\u0131m\u0131 Nas\u0131l Yap\u0131yorlar<\/strong><br><\/p>\n\n\n\n<p>Yat\u0131r\u0131m hakk\u0131nda bilgi Y ku\u015fa\u011f\u0131nda da \u00fcst d\u00fczeyde say\u0131lmaz. Kat\u0131l\u0131mc\u0131lar\u0131n sadece %18\u2019i yat\u0131r\u0131m konusunda kendilerine g\u00fcvenecek kadar bilgi sahibi olduklar\u0131n\u0131 belirtmi\u015fler.<br><\/p>\n\n\n\n<p>%37.6 d\u00fc\u015f\u00fck<\/p>\n\n\n\n<p>%44.1 orta<\/p>\n\n\n\n<p>%18.3 y\u00fcksek derecede, yat\u0131r\u0131m hakk\u0131nda bilgi sahibi<br><\/p>\n\n\n\n<p>Yat\u0131r\u0131m arac\u0131 olarak hisseleri se\u00e7enlerin %83\u2019\u00fc internet \u00fczerinde firmalar hakk\u0131nda ara\u015ft\u0131rma yapmay\u0131, analizler i\u00e7in temel ara\u00e7 olarak g\u00f6rd\u00fc\u011f\u00fcn\u00fc belirtti.<br><\/p>\n\n\n\n<p>G\u00fcn\u00fcm\u00fczde yayg\u0131nla\u015fan yapay zeka destekli yaz\u0131l\u0131mlar ve robot dan\u0131\u015fmanlara ra\u011fmen gen\u00e7 yat\u0131r\u0131mc\u0131lar yat\u0131r\u0131m dan\u0131\u015fman\u0131 olarak bir insandan tavsiye almak istiyorlar. (%70.2-insanla konu\u015fmay\u0131 tercih ediyor)<br><\/p>\n\n\n\n<p>Kat\u0131l\u0131mc\u0131lar\u0131n \u00e7o\u011fu yat\u0131r\u0131m tercihlerinin sosyal hayatlar\u0131na etkisi konusunda biraz kay\u0131ts\u0131zlar.<\/p>\n\n\n\n<p>%34.9 \u00f6nemli g\u00f6rm\u00fcyor<\/p>\n\n\n\n<p>%44.0 bir \u015fekilde \u00f6nemli olabilece\u011fini d\u00fc\u015f\u00fcn\u00fcyor<\/p>\n\n\n\n<p>%21.1 \u00e7ok \u00f6nemli g\u00f6r\u00fcyor<br><\/p>\n\n\n\n<p>Yat\u0131r\u0131m hizmeti veren kurulu\u015flardan hangileri tercih ediliyor<\/p>\n\n\n\n<p>%28.6 Robinhood<\/p>\n\n\n\n<p>%23.0 Fidelity Investments<\/p>\n\n\n\n<p>%17.0 Vanguard<\/p>\n\n\n\n<p>%31.4 Di\u011fer<br><\/p>\n\n\n\n<p>Bu tercihleri yaparken hangi fakt\u00f6rler kat\u0131l\u0131mc\u0131lar\u0131n karar\u0131n\u0131z\u0131 etkiledi<\/p>\n\n\n\n<p>%42.4 \u00fccretler, maliyetler<\/p>\n\n\n\n<p>%13.1 kolayl\u0131k<\/p>\n\n\n\n<p>%11.6 yat\u0131r\u0131m yelpazesi geni\u015fli\u011fi<br><\/p>\n\n\n\n<p><strong>Buradan neye var\u0131yoruz?<\/strong><br><\/p>\n\n\n\n<p>Y ku\u015fa\u011f\u0131n\u0131 bekleyen b\u00fcy\u00fck miktarda bir miras var. Ve bu ku\u015fak bu parayla yat\u0131r\u0131m yapabilece\u011finin bilincinde. Ancak yat\u0131r\u0131m uzmanl\u0131\u011f\u0131 hakk\u0131nda \u00f6nceki ku\u015fa\u011fa g\u00f6re eksiklik hissediyorlar. Yat\u0131r\u0131m dan\u0131\u015fmanlar\u0131 ve uzmanlar\u0131 bu konuda, gen\u00e7 ku\u015fa\u011fa finansal gelece\u011fini garanti almalar\u0131 i\u00e7in ve daha geni\u015f \u00f6l\u00e7ekte de ekonomiye yard\u0131mc\u0131 olabilir.<br><\/p>\n\n\n\n<p><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Y ku\u015fa\u011f\u0131n\u0131n tarihte g\u00f6r\u00fclm\u00fc\u015f en b\u00fcy\u00fck miras\u0131 devralaca\u011f\u0131 d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Bu en b\u00fcy\u00fck miras\u0131n boyutu gelecek 30 y\u0131l i\u00e7erisinde 30 trilyon USD olacak. Ufukta bu kadar b\u00fcy\u00fck bir miras varken \u015fu soruyu soruyoruz: Gen\u00e7 insanlar \u015fu an sahip olduklar\u0131 parayla ne yap\u0131yorlar? Bu soruya cevap bulmak i\u00e7in Morning Brew kendi okuyucu kitlesine, gelece\u011fin liderleri olacak Y&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3294,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[160],"tags":[],"class_list":["post-3290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yatirim"],"_links":{"self":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=3290"}],"version-history":[{"count":3,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3290\/revisions"}],"predecessor-version":[{"id":4035,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3290\/revisions\/4035"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media\/3294"}],"wp:attachment":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=3290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=3290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=3290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}