{"id":3105,"date":"2018-11-01T07:10:17","date_gmt":"2018-11-01T07:10:17","guid":{"rendered":"https:\/\/www.investaz.com.tr\/blog\/?p=3105"},"modified":"2022-09-12T14:55:09","modified_gmt":"2022-09-12T14:55:09","slug":"altina-yatirimda-banka-mi-kuyumcu-mu-yatirim-kurulusu-mu","status":"publish","type":"post","link":"https:\/\/www.investaz.com.tr\/blog\/altina-yatirimda-banka-mi-kuyumcu-mu-yatirim-kurulusu-mu\/","title":{"rendered":"Alt\u0131na Yat\u0131r\u0131m: Banka, Kuyumcu ve Yat\u0131r\u0131m Kurulu\u015fu"},"content":{"rendered":"

Tarih Boyunca Alt\u0131n<\/h2>\n

Alt\u0131n, tarih boyunca insanl\u0131\u011f\u0131 cezbetmi\u015f ve \u00f6nemli ticaret – yat\u0131r\u0131m arac\u0131 olarak kabul g\u00f6rm\u00fc\u015ft\u00fcr.  M\u0131s\u0131r\u2019da M.\u00d6.3200 y\u0131llar\u0131nda, alt\u0131n darphanelerde e\u015fit boyda \u00e7ubuklar halinde \u00e7ekilerek para olarak kullan\u0131lm\u0131\u015ft\u0131r. M.\u00d6.550 y\u0131llar\u0131nda Lidya Kral\u0131 Krezos, alt\u0131n\u0131 para olarak sikke \u015feklinde bas\u0131lmas\u0131n\u0131 sa\u011flayarak ticareti kolayla\u015ft\u0131rm\u0131\u015f b\u00f6ylece \u015fehirler h\u0131zla geli\u015fmi\u015f ve d\u00fcnya yeni bir d\u00f6neme girmi\u015ftir. G\u00fcn\u00fcm\u00fczde yery\u00fcz\u00fcnden \u00e7\u0131kar\u0131lan b\u00fct\u00fcn alt\u0131n\u0131n yar\u0131dan fazlas\u0131 h\u00fck\u00fcmetlerin ve merkez bankalar\u0131n\u0131n elinde bulunuyor. Alt\u0131n, gerek ka\u011f\u0131t para emisyonunun<\/a> g\u00fcvencesi olarak, gerekse milletleraras\u0131 \u00f6deme arac\u0131 olarak ge\u00e7mi\u015ften g\u00fcn\u00fcm\u00fcze ticarette b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor.<\/span><\/p>\n

Gram Alt\u0131n Fiyat\u0131 Nas\u0131l Hesaplan\u0131r<\/b><\/h2>\n

Uluslararas\u0131 piyasalarda Ons Alt\u0131n fiyat\u0131 ile de\u011fer g\u00f6ren k\u0131ymetli maden, yurt i\u00e7inde \u00e7eyrek ve gram alt\u0131n<\/a> fiyatlar\u0131 odakl\u0131 olarak yat\u0131r\u0131mc\u0131lar\u0131n takibindedir. Ons alt\u0131n fiyat\u0131n\u0131n 31.10\u2019a b\u00f6l\u00fcnmesiyle ortaya \u00e7\u0131kan \u201cGram Alt\u0131n Dolar\u201d fiyat\u0131 anl\u0131k Dolar\/TL kuru ile \u00e7arp\u0131larak \u201cGram Alt\u0131n T\u00fcrk Liras\u0131\u201d fiyat\u0131 bulunur.<\/span><\/p>\n

Alt\u0131n Yat\u0131r\u0131m\u0131n\u0131 Nereden Yapabiliriz<\/b><\/h2>\n

Yat\u0131r\u0131mc\u0131 olarak  kuyumculardan, bankalardan veya yat\u0131r\u0131m kurulu\u015flar\u0131 gibi farkl\u0131 kanallardan alt\u0131n yat\u0131r\u0131m\u0131<\/a> yapma \u015fans\u0131na sahipsiniz. Peki bu kanallardan hangisi sizin i\u00e7in daha cazip  olabilir, avantaj ve dezavantajlar\u0131yla gelin bu kanallar\u0131 birlikte inceleyelim.<\/span><\/p>\n

\"\"<\/h2>\n

Kuyumcudan Alt\u0131n Almak<\/b><\/h2>\n

Yurt i\u00e7i yat\u0131r\u0131mc\u0131lar\u0131n yast\u0131k alt\u0131 tabir etti\u011fi geleneksel \u00e7eyrek ya da gram alt\u0131n birikiminde bulunabilirsiniz. <\/span><\/p>\n

Avantaj\u0131<\/b><\/p>\n

Fiziksel olarak elinizde bulunan de\u011ferli madeni nakit ihtiyac\u0131n\u0131z olmas\u0131 durumunda kolayl\u0131kla satabilirsiniz.<\/span><\/p>\n

Dezavantajlar\u0131<\/b><\/p>\n

    \n
  1. \n
      \n
    1. Maliyeti olduk\u00e7a y\u00fcksek olan bu yat\u0131r\u0131m kanal\u0131 tercihinde fiziksel olarak sat\u0131n al\u0131nan alt\u0131n\u0131n saklanmas\u0131, korunmas\u0131 olduk\u00e7a zahmetli olacakt\u0131r.<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
        \n
      1. \n
          \n
        1. Yat\u0131r\u0131mc\u0131 a\u00e7\u0131s\u0131ndan kay\u0131p ve \u00e7al\u0131nma riskleri g\u00f6z \u00f6n\u00fcnde tutulmas\u0131 gereken dezavantajlard\u0131r.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
            \n
          1. Ayr\u0131ca de\u011fer kay\u0131plar\u0131 ya\u015fanmas\u0131 durumunda zarar\u0131na satmak zorunda kalabilirsiniz.<\/span><\/li>\n<\/ol>\n

            \"\"<\/h2>\n

            Bankalardan Alt\u0131n Yat\u0131r\u0131m\u0131 Yapmak<\/b><\/h2>\n

            Alt\u0131n yat\u0131r\u0131mc\u0131s\u0131 olarak bankalar \u00fczerinden a\u00e7m\u0131\u015f oldu\u011funuz yat\u0131r\u0131m hesaplar\u0131yla alt\u0131n fiyatlar\u0131ndaki de\u011fer art\u0131\u015flar\u0131ndan kazan\u00e7 elde etmeyi hedefleyebilirsiniz.<\/span><\/p>\n

            Avantaj\u0131<\/b><\/p>\n

              \n
            1. Nakit ihtiyac\u0131n\u0131z olmas\u0131 durumunda banka alt\u0131n hesab\u0131n\u0131zdan ihtiyac\u0131n\u0131z olan  tutar kadar alt\u0131n\u0131 satarak vadesiz hesab\u0131n\u0131za aktarabilirsiniz.<\/span><\/li>\n<\/ol>\n

              Dezavantajlar\u0131<\/b><\/p>\n

                \n
              1. \n
                  \n
                1. Beklentinizin tersi bir durumda alt\u0131n fiyatlar\u0131nda ya\u015fanabilecek de\u011fer kay\u0131plar\u0131nda zararla kar\u015f\u0131la\u015fabilirsiniz. Bunun yan\u0131 s\u0131ra al\u0131m ya da sat\u0131m i\u015flemleri s\u0131ras\u0131nda olu\u015fan fark nedeniyle y\u00fcksek maliyete katlanmak zorunda kal\u0131rs\u0131n\u0131z. <\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
                    \n
                  1. \n
                      \n
                    1. Hesab\u0131n\u0131zdaki alt\u0131nlar\u0131 bozdurmak veya ilave yat\u0131r\u0131m yapmak istedi\u011finizde banka mesai saatleri d\u0131\u015f\u0131nda hizmet alamazs\u0131n\u0131z. <\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
                        \n
                      1. \u0130nternet \u00fczerinden mesai saatleri d\u0131\u015f\u0131nda i\u015flem imkan\u0131 veren bankalarda al\u0131m ve sat\u0131m fiyatlar\u0131 aras\u0131nda \u00e7ok ciddi fiyat fark\u0131na maruz kalabilirsiniz.<\/span><\/li>\n<\/ol>\n

                        \"\"<\/h2>\n

                        Yat\u0131r\u0131m Kurulu\u015fundan Alt\u0131n Yat\u0131r\u0131m\u0131 Yapmak<\/b><\/h2>\n

                        Yat\u0131r\u0131m Kurulu\u015flar\u0131 \u00fczerinden Borsa \u0130stanbul \u00e7at\u0131s\u0131 alt\u0131nda Takasbank g\u00fcvencesinde V\u0130OP piyasas\u0131nda i\u015flem yaparak dijital d\u00fcnyada alt\u0131n yat\u0131r\u0131mc\u0131s\u0131 olabilirsiniz.<\/span><\/p>\n

                        Avantajlar\u0131<\/b><\/p>\n

                          \n
                        1. \n
                            \n
                          1. Alt\u0131n fiyatlar\u0131ndaki hem y\u00fckseli\u015flerden hem de d\u00fc\u015f\u00fc\u015flerden gelir f\u0131rsat\u0131 yaratabilir ve al\u0131m \u2013 sat\u0131m aras\u0131ndaki maliyeti minumum seviyelere d\u00fc\u015ferebilirsiniz. \u00dcstelik i\u015flem saatleri \u00e7ok daha uzun V\u0130OP\u2019da haftan\u0131n 5 g\u00fcn\u00fc 09.30 – 18.15 saatleri aras\u0131nda i\u015flem yapabilirsiniz.<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
                              \n
                            1. \n
                                \n
                              1. Alt\u0131n yat\u0131r\u0131mc\u0131s\u0131 olarak ilginizi \u00e7ekecek piyasan\u0131n en \u00f6nemli fark\u0131 olan V\u0130OP kald\u0131ra\u00e7 \u00f6zelli\u011fiyle k\u00fc\u00e7\u00fck tutarlarla bile alt\u0131n fiyatlar\u0131ndaki hareketlilikten yararlanabilirsiniz. Gram alt\u0131n yat\u0131r\u0131m\u0131 yapmak isterseniz, varl\u0131\u011f\u0131n\u0131z\u0131n yakla\u015f\u0131k 10 kat\u0131na kadar i\u015flem yapabilme \u015fans\u0131na sahipsiniz.<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
                                  \n
                                1. \n
                                    \n
                                  1. \u00d6rnek vermek gerekirse 1 gram alt\u0131n fiyat\u0131n\u0131n 250 TL oldu\u011funu farz edelim. Siz V\u0130OP<\/a> piyasan\u0131n \u00f6zelli\u011fi olan kald\u0131ra\u00e7 etkisinden yararlanarak 1 gram alt\u0131n yat\u0131r\u0131m\u0131n\u0131 25 TL teminat tutar\u0131 ile ger\u00e7ekle\u015ftirebilirsiniz. <\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
                                      \n
                                    1. \n
                                        \n
                                      1. Yine V\u0130OP piyasan\u0131n iki y\u00f6nl\u00fc i\u015flem yapabilme \u00f6zelli\u011fi sayesinde sadece alt\u0131n\u0131n de\u011fer kazanmas\u0131ndan de\u011fil de\u011fer kay\u0131plar\u0131 ya\u015fanaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z sat\u0131\u015f y\u00f6nl\u00fc i\u015flem yaparak da d\u00fc\u015f\u00fc\u015flerden kazan\u00e7 elde etme f\u0131rsat\u0131 bulabilirsiniz.<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
                                          \n
                                        1. V\u0130OP piyasas\u0131n\u0131n bir ba\u015fka \u00f6zelli\u011fi de t\u00fcm i\u015flemlerinizi online olarak dilerseniz mobil uygulamalarla cep telefonunuzdan tek tu\u015fla g\u00fcn\u00fcn her an\u0131nda ger\u00e7ekle\u015ftirmenize olanak tan\u0131mas\u0131d\u0131r. B\u00f6ylece portf\u00f6y\u00fcn\u00fcz\u00fc istedi\u011finiz her yerden kolayca y\u00f6netebilirsiniz.<\/span><\/li>\n<\/ol>\n

                                          Dezavantaj\u0131<\/b><\/p>\n

                                            \n
                                          1. Geleneksel yat\u0131r\u0131m ara\u00e7lar\u0131 gibi fiziksel bir yat\u0131r\u0131m olmamas\u0131 dijital yat\u0131r\u0131m d\u00fcnyas\u0131n\u0131n ger\u00e7e\u011fidir.<\/span><\/li>\n<\/ol>\n

                                            Siz de Yat\u0131r\u0131m D\u00fcnyas\u0131nda K\u00fcresel Alt\u0131n Yat\u0131r\u0131mc\u0131s\u0131 olabilirsiniz. Alt\u0131n fiyatlar\u0131ndaki y\u00fckseli\u015f ve d\u00fc\u015f\u00fc\u015flerden yararlanarak yat\u0131r\u0131m portf\u00f6y\u00fcn\u00fcz\u00fc b\u00fcy\u00fctebilirsiniz. Kald\u0131ra\u00e7 etkisi ile k\u00fc\u00e7\u00fck tutarla y\u00fcksek getiri yakalama f\u0131rsat\u0131n\u0131 de\u011ferlendirebilirsiniz.<\/span><\/p>\n

                                            Hemen bir yat\u0131rm\u0131 hesab\u0131 a\u00e7arak, h\u0131zl\u0131ca yat\u0131r\u0131ma ba\u015flayabilir, \u00fccretsiz e\u011fitimlerimize kat\u0131larak nas\u0131l yat\u0131r\u0131m yapaca\u011f\u0131n\u0131z\u0131 \u00f6\u011frenebilirisiniz. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

                                            Tarih Boyunca Alt\u0131n Alt\u0131n, tarih boyunca insanl\u0131\u011f\u0131 cezbetmi\u015f ve \u00f6nemli ticaret – yat\u0131r\u0131m arac\u0131 olarak kabul g\u00f6rm\u00fc\u015ft\u00fcr.  M\u0131s\u0131r\u2019da M.\u00d6.3200 y\u0131llar\u0131nda, alt\u0131n darphanelerde e\u015fit boyda \u00e7ubuklar halinde \u00e7ekilerek para olarak kullan\u0131lm\u0131\u015ft\u0131r. M.\u00d6.550 y\u0131llar\u0131nda Lidya Kral\u0131 Krezos, alt\u0131n\u0131 para olarak sikke \u015feklinde bas\u0131lmas\u0131n\u0131 sa\u011flayarak ticareti kolayla\u015ft\u0131rm\u0131\u015f b\u00f6ylece \u015fehirler h\u0131zla geli\u015fmi\u015f ve d\u00fcnya yeni bir d\u00f6neme girmi\u015ftir. G\u00fcn\u00fcm\u00fczde…<\/p>\n","protected":false},"author":1,"featured_media":3108,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,160],"tags":[],"class_list":["post-3105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-makaleler","category-yatirim"],"_links":{"self":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=3105"}],"version-history":[{"count":7,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3105\/revisions"}],"predecessor-version":[{"id":4039,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3105\/revisions\/4039"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media\/3108"}],"wp:attachment":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=3105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=3105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=3105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}