Yat\u0131r\u0131mc\u0131lar\u0131n var olan alt\u0131n birikimlerini de\u011ferlendirmek ya da alt\u0131n tasarrufunda bulunmak \u00fczere bankalarda a\u00e7t\u0131rm\u0131\u015f oldu\u011fu hesaplara Alt\u0131n Hesab\u0131 ad\u0131 veriliyor. Alt\u0131n hesaplar\u0131n\u0131 iki ba\u015fl\u0131k alt\u0131nda inceleyebiliriz. Birincisi yat\u0131r\u0131mc\u0131lar\u0131n yast\u0131k alt\u0131 diye tabir etti\u011fi ve elinde bulunan bilezik, kolye, \u00e7eyrek, cumhuriyet alt\u0131n\u0131 vb. ziynet e\u015fyalar\u0131n\u0131n banka alt\u0131n eksperlerince de\u011ferlendirerek kar\u015f\u0131l\u0131\u011f\u0131nda alt\u0131n tutar\u0131 pay\u0131 kadar a\u00e7\u0131lan hesaplar. Di\u011feri ise yat\u0131r\u0131mc\u0131n\u0131n \u00f6nceden fiziksel alt\u0131n\u0131 bulunmasa da tasarruf ve yat\u0131r\u0131m amac\u0131yla T\u00fcrk Liras\u0131, Dolar, Euro ya da herhangi bir d\u00f6viz gibi, gram cinsinden a\u00e7t\u0131rabilece\u011fi Alt\u0131n Mevduat birikim hesaplar\u0131 \u015feklindedir.<\/p>\n
[toc]<\/p>\n
Fiziksel alt\u0131nlar\u0131n\u0131 banka alt\u0131n hesab\u0131nda de\u011ferlendirmek isteyen yat\u0131r\u0131mc\u0131lara bankalar\u0131n alt\u0131n eksperleri bankan\u0131n ilan etti\u011fi g\u00fcn, banka \u015fubelerinde de\u011fer tespiti yap\u0131yor. Alt\u0131n hesab\u0131 yat\u0131r\u0131mc\u0131s\u0131 elindeki bu ziynet e\u015fyalar\u0131n\u0131n de\u011feri kadar alt\u0131n hesab\u0131 a\u00e7t\u0131rm\u0131\u015f oluyor. Alt\u0131n hesab\u0131nda bankalar alt\u0131n hesab\u0131 i\u00e7in ayr\u0131ca faiz imkan\u0131 da sunuyor. B\u00f6ylece yat\u0131r\u0131mc\u0131lar birikimlerini alt\u0131n olarak saklarken alt\u0131nlar\u0131n\u0131n toplam de\u011feri \u00fczerinden faiz geliri de elde ediyor.<\/p>\n
Alt\u0131n yat\u0131r\u0131mc\u0131lar\u0131 a\u00e7m\u0131\u015f olduklar\u0131 alt\u0131n hesab\u0131 ile yast\u0131k alt\u0131nda saklad\u0131\u011f\u0131 tasarruflar\u0131n\u0131 \u00e7al\u0131nma, de\u011fer kayb\u0131, y\u0131pranma gibi risklere kar\u015f\u0131 koruma alt\u0131na al\u0131rken ayn\u0131 zamanda faiz geliri de elde ediyor. Ayr\u0131ca alt\u0131n varl\u0131klar\u0131n\u0131 banka kasas\u0131nda saklayan yat\u0131r\u0131mc\u0131lar kasa hizmet maliyetini \u00f6demekten kurtuluyor. Yat\u0131r\u0131mc\u0131lar\u0131n as\u0131l beklentisi olan Alt\u0131n fiyatlar\u0131ndaki de\u011fer art\u0131\u015f\u0131 ya\u015fanmas\u0131 durumunda de\u011fer art\u0131\u015f\u0131 kadar kazanc\u0131 da elde edilmi\u015f oluyor.<\/p>\n
Yat\u0131r\u0131mc\u0131lar\u0131n beklentisinin tersi olan Alt\u0131n fiyatlar\u0131ndaki de\u011fer kayb\u0131 ya\u015fanmas\u0131 durumunda de\u011fer kayb\u0131 kadar hesaplar\u0131 zarara u\u011fram\u0131\u015f oluyor. Sadece y\u00fckseli\u015f beklentisi i\u00e7inde olan yat\u0131r\u0131mc\u0131lar de\u011fer kay\u0131plar\u0131ndan kazan\u00e7 elde edemiyor.<\/p>\n
Ayr\u0131ca alt\u0131n al\u0131m ya da sat\u0131m i\u015flemleri s\u0131ras\u0131nda olu\u015fan al\u0131\u015f sat\u0131\u015f fark\u0131 nedeniyle y\u00fcksek maliyete katlanmak zorunda kal\u0131yor. Bu makas \u00f6zellikle fiyatlarda olu\u015fan dalgalanmalarda daha da fazla a\u00e7\u0131l\u0131yor.<\/p>\n
Yat\u0131r\u0131mc\u0131 alt\u0131n hesab\u0131ndaki alt\u0131nlar\u0131n\u0131 bozdurmak veya ilave yat\u0131r\u0131m yapmak istedi\u011finde alt\u0131n hesab\u0131 sunan bankalar mesai saatleri d\u0131\u015f\u0131nda hizmet veremiyor. Bu nedenle yat\u0131r\u0131mc\u0131lar alt\u0131n f\u0131rsat ve risklerine kar\u015f\u0131 korunam\u0131yor. \u0130nternet \u00fczerinden mesai saatleri d\u0131\u015f\u0131nda i\u015flem imkan\u0131 veren bankalarda al\u0131m ve sat\u0131m fiyatlar\u0131 aras\u0131nda \u00e7ok ciddi fiyat fark\u0131 uyguluyor.<\/p>\n
Peki yat\u0131r\u0131mc\u0131lar i\u00e7in alt\u0131n hesab\u0131n\u0131n avantajlar\u0131n\u0131 elde ederken dezavantajlar\u0131ndan koruyacak alternatif yat\u0131r\u0131m arac\u0131 olabilir mi?<\/p>\n
T\u00fcrev Piyasalar sayesinde alt\u0131n fiyatlar\u0131ndaki hem y\u00fckseli\u015flerden hem de d\u00fc\u015f\u00fc\u015flerden gelir elde etmek ve al\u0131m \u2013 sat\u0131m aras\u0131ndaki maliyetini minimum seviyelere d\u00fc\u015f\u00fcrmek m\u00fcmk\u00fcn. \u00dcstelik bu piyasalarda i\u015flem saatleri \u00e7ok daha uzun V\u0130OP\u2019da 09.30 – 18.15 saatlerinde i\u015flem yapabilirken, Forex piyasalar\u0131nda 5 g\u00fcn 24 saat i\u015flem yapabilme imk\u00e2n\u0131na sahipsiniz.<\/p>\n
T\u00fcrev piyasas\u0131nda alt\u0131n yat\u0131r\u0131mc\u0131s\u0131n\u0131n ilgisini \u00e7eken \u00f6nemli fark ise, k\u00fc\u00e7\u00fck birikimlerin de alt\u0131n hesaplar\u0131ndan faydalanmas\u0131n\u0131 sa\u011flayan kald\u0131ra\u00e7 \u00f6zelli\u011fidir. Alt\u0131n enstr\u00fcman\u0131nda i\u015flem yapmak isteyen yat\u0131r\u0131mc\u0131lar, varl\u0131klar\u0131n\u0131n yakla\u015f\u0131k 10 kat\u0131na kadar i\u015flem a\u00e7abilme \u015fans\u0131na sahiptir. \u00d6rnek vermek gerekirse 1 gram alt\u0131n fiyat\u0131n\u0131n 150 TL oldu\u011funu farz edelim. Siz t\u00fcrev piyasalar\u0131n \u00f6zelli\u011fi olan kald\u0131ra\u00e7 etkisinden yararlanarak 150 TL\u2019nizle ile 10 gram alt\u0131n yat\u0131r\u0131m\u0131 ger\u00e7ekle\u015ftirebilirsiniz. Bu durumda getiri ve risk de 10 gram Alt\u0131n fiyat\u0131 \u00fczerinden elde edilecektir.<\/p>\n
Piyasalar\u0131n bir ba\u015fka \u00f6zelli\u011fi de t\u00fcm i\u015flemlerimizi online olarak hatta mobil uygulamalar ile tek tu\u015fla piyasaya ba\u011flanarak g\u00fcn\u00fcn her an\u0131nda ger\u00e7ekle\u015ftirebilirken portf\u00f6y\u00fcn\u00fcz\u00fc istedi\u011finiz her yerden y\u00f6netebiliyor olman\u0131zd\u0131r.<\/p>\n
Siz de Yat\u0131r\u0131m D\u00fcnyas\u0131nda T\u00fcrev \u00dcr\u00fcnler ile K\u00fcresel Alt\u0131n Yat\u0131r\u0131mc\u0131s\u0131 olabilirsiniz. Alt\u0131n fiyatlar\u0131ndaki y\u00fckseli\u015f ve d\u00fc\u015f\u00fc\u015flerden yararlanarak portf\u00f6y\u00fcn\u00fcz\u00fc b\u00fcy\u00fctebilirsiniz. Kald\u0131ra\u00e7 etkisi ile k\u00fc\u00e7\u00fck tutarla bile y\u00fcksek getirileri yakalama f\u0131rsat\u0131n\u0131 de\u011ferlendirebilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"
Yat\u0131r\u0131mc\u0131lar\u0131n var olan alt\u0131n birikimlerini de\u011ferlendirmek ya da alt\u0131n tasarrufunda bulunmak \u00fczere bankalarda a\u00e7t\u0131rm\u0131\u015f oldu\u011fu hesaplara Alt\u0131n Hesab\u0131 ad\u0131 veriliyor. Alt\u0131n hesaplar\u0131n\u0131 iki ba\u015fl\u0131k alt\u0131nda inceleyebiliriz. Birincisi yat\u0131r\u0131mc\u0131lar\u0131n yast\u0131k alt\u0131 diye tabir etti\u011fi ve elinde bulunan bilezik, kolye, \u00e7eyrek, cumhuriyet alt\u0131n\u0131 vb. ziynet e\u015fyalar\u0131n\u0131n banka alt\u0131n eksperlerince de\u011ferlendirerek kar\u015f\u0131l\u0131\u011f\u0131nda alt\u0131n tutar\u0131 pay\u0131 kadar a\u00e7\u0131lan hesaplar.…<\/p>\n","protected":false},"author":1,"featured_media":2538,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[160],"tags":[],"class_list":["post-2535","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yatirim"],"_links":{"self":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/2535","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=2535"}],"version-history":[{"count":5,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/2535\/revisions"}],"predecessor-version":[{"id":2547,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/posts\/2535\/revisions\/2547"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media\/2538"}],"wp:attachment":[{"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=2535"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=2535"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=2535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}