Yat\u0131r\u0131m yapmaya bir yerlerden ba\u015flamak hepimizin hayali. Ancak neye yat\u0131r\u0131m yapaca\u011f\u0131m\u0131z\u0131 se\u00e7mekte herkes gibi zorlan\u0131yoruz. G\u00fcn\u00fcm\u00fczde yat\u0131r\u0131mc\u0131lar, yat\u0131r\u0131m i\u00e7in ev mi arabam\u0131 yoksa V\u0130OP mu? sorusunu olduk\u00e7a s\u0131k d\u00fc\u015f\u00fcnmeye ba\u015flad\u0131. \u00c7\u00fcnk\u00fc ge\u00e7mi\u015fte g\u00fcvenli liman yat\u0131r\u0131m\u0131 olarak bilinen emlak konut sekt\u00f6r\u00fc g\u00fcn\u00fcm\u00fczde yerini farkl\u0131 yat\u0131r\u0131m ara\u00e7lar\u0131na b\u0131rakmaya ba\u015flam\u0131\u015f durumda. \u0130nsanlar g\u00fcn\u00fcm\u00fczde ortaya \u00e7\u0131kan e-Yat\u0131r\u0131m ara\u00e7lar\u0131na daha h\u0131zl\u0131 al\u0131\u015fmakta ve s\u0131k\u00e7a bu yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131 ge\u00e7mi\u015f d\u00f6nemlerin pop\u00fcler yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131n yerine tercih etmektedir.<\/p>\n
Ge\u00e7mi\u015fte g\u00fcvenilir bir liman gibi g\u00f6r\u00fcnen emlak sekt\u00f6r\u00fc yat\u0131r\u0131mlar\u0131 g\u00fcn\u00fcm\u00fczde bu pop\u00fclaritesini yitirmi\u015f durumda. Gerek projelerin pahal\u0131l\u0131\u011f\u0131 gerekse farkl\u0131 yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131n ortaya \u00e7\u0131k\u0131\u015f\u0131 bu sekt\u00f6re yap\u0131lan yat\u0131r\u0131mlar\u0131n azalmas\u0131na sebep olmu\u015ftur. Yat\u0131r\u0131m odakl\u0131 ev almak istedi\u011finizde ba\u015fta kiraya verme sorunlar\u0131 ve devam\u0131nda olu\u015fabilecek k\u00fc\u00e7\u00fck b\u00fcy\u00fck t\u00fcm sorunlar\u0131 g\u00f6ze alman\u0131z gerekmektedir. Ortaya \u00e7\u0131kan sorunlar ve emlak sekt\u00f6r\u00fcnde yat\u0131r\u0131m i\u00e7in gerekli tutarlar\u0131n ev fiyatlar\u0131n\u0131n y\u00fcksekli\u011finden \u00f6t\u00fcr\u00fc \u00e7ok fazla olmas\u0131 insanlar\u0131 alternatif yat\u0131r\u0131m ara\u00e7lar\u0131na y\u00f6nlendirmektedir.<\/p>\n
Ara\u00e7 sahibi olmak toplumumuzda bir yat\u0131r\u0131mdan \u00f6te sosyal stat\u00fc sembol\u00fc olarak g\u00f6r\u00fclmektedir. Ge\u00e7mi\u015ften g\u00fcn\u00fcm\u00fcze insanlar arabalar\u0131 g\u00fcndelik ta\u015f\u0131t ihtiyac\u0131n\u0131 gidermek veya i\u015f i\u00e7in kullanmak i\u00e7in olduk\u00e7a s\u0131k al\u0131p-satmaktad\u0131r. Ancak ara\u00e7 al\u0131m\u0131 uzun vadeli kazan\u00e7 getirmesi hedeflenen bir yat\u0131r\u0131m arac\u0131 olarak g\u00f6r\u00fclmemekle birlikte, yaln\u0131zca birikimleri bir yere y\u00f6nlendirmi\u015f olmak ama\u00e7l\u0131 kullan\u0131lmaktad\u0131r. Ara\u00e7lar kullan\u0131ld\u0131k\u00e7a ve model olarak eskidik\u00e7e de\u011ferini kaybetti\u011fi gibi kasko, trafik sigortas\u0131, periyodik bak\u0131m, akaryak\u0131t, muayene, MTV ve otopark gibi otomobil sahiplerinin olmazsa olmaz masraflar\u0131 olarak b\u00fct\u00e7enizde yer tutacakt\u0131r.<\/p>\n
\u00dclkemizde Borsa \u0130stanbul b\u00fcnyesinde i\u015flemde olan vadeli i\u015flem ve opsiyon s\u00f6zle\u015fmelerinin al\u0131m-sat\u0131m\u0131n\u0131n yap\u0131ld\u0131\u011f\u0131 piyasalara V\u0130OP denir. V\u0130OP<\/a> yat\u0131r\u0131m\u0131 yapmak i\u00e7in bir\u00e7ok neden bulunmaktad\u0131r. Bunlar\u0131n ba\u015f\u0131nda riskten korunmak isteyen yat\u0131r\u0131mc\u0131lara sa\u011flad\u0131\u011f\u0131 risk y\u00f6netimi gelmektedir. Ayr\u0131ca fiyatlara ait beklentilerle k\u00e2r elde etmek isteyen yat\u0131r\u0131mc\u0131larda d\u00fc\u015f\u00fck teminat miktarlar\u0131yla V\u0130OP\u2019ta i\u015flem yapmaktad\u0131r. Ayr\u0131ca V\u0130OP yat\u0131r\u0131mc\u0131lar\u0131na farkl\u0131 piyasa ko\u015fullar\u0131nda yat\u0131r\u0131m yapma olana\u011f\u0131 sundu\u011fundan var olan \u00f6zellikleriyle spot piyasalarda yap\u0131lan yat\u0131r\u0131mdan farkl\u0131l\u0131k g\u00f6stermektedir.<\/p>\n